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First Citizens Bank Business Checking Account

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Business Checking: United Business Checking Account

A high volume business checking account that will allow business owners to offset fees by maintaining a minimum monthly balance in the account or a minimum aggregate balance from both business and personal accounts (excluding Certificates of Deposit) held with First Citizens Bank. Clients may also take advantage of periodic special promotions and discounts.

Minimum Opening Balance: $100.00
Statement Frequency: Monthly
Monthly Maintenance Fee: $25.00 (waived with $7,500 minimum balance or $25,000 aggregate deposit balance - excluding Certificates of Deposit)
Interest Bearing: Yes
Additional Restrictions: $1.00 for each item processed over 1000 (debits and deposited items)
Business Online Banking: Included
Bill Pay: Unlimited
Overdraft Protection Available: Yes (subject to credit approval)


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