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First Citizens Bank Checking

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Consumer Checking: First Citizens Bank Checking

Minimum Opening Balance: $100.00
Monthly Maintenance Fee: None. No annual fee debit card. Unlimited check-writing privileges. No-fee ATM’s (surcharges rebated)
Interest Bearing: Yes, interest bearing with no minimum balance
Consumer Electronic Banking  (CeB) with Bill Pay Included

Additional Features:

  • Special promotions on First Citizens Bank lines of credit
  • Bonus Certificates of Deposit rates
  • Free select personal check orders
  • No fee traveler’s checks, cashiers checks and money orders


For more information on any of our services, click here and fill out the form. A representative will contact you within one business day.