IRAs/Savings Bonds
Individual Retirement Accounts (IRAs) and Savings Bonds are excellent ways to save for retirement and other important events in your life. First Citizens Bank offers traditional and Roth IRAs. Recent legislative changes allow for greater annual contributions and more flexibility in moving money between IRAs and other retirement plans.
U.S. Savings Bonds are a safe, easy way to save money and can be a solid addition to your investment portfolio. Over 55 million people are taking advantage of U.S. Savings Bonds’ competitive rates and interest on U.S. Savings Bonds accrues monthly and compounds semiannually. U.S. Savings Bonds are backed by the full faith and credit of the United States and are very affordable.
Education Savings Accounts are also available at First Citizens Bank. First Citizens Bank offers Coverdell Education Savings Accounts as an incentive to help parents and students save for education expenses. These accounts comply with Education Savings Account criteria.
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