Checking Comparison
| Available Checking Accounts | Minimum Opening Balance | Monthly Maintenance Fee | Interest Bearing | Online Access with Bill Pay | Compounding Frequency | Transaction Limitations Conditions |
| Interest Checking |
$100.00 |
$8.00 if daily balance falls below $500.00 (waived with direct deposit) |
Yes |
Included |
Interest earned on all balances compounded monthly |
Unlimited check writing |
| Free Checking |
$100.00 |
None |
No |
Included |
N/A |
Unlimited check writing |
| First Citizens Bank Checking |
$100.00 |
Available to students, individuals 55 and older, United Western Bank customers and employees of our corporate customers |
Yes |
Included |
Interest earned on all balances compounded monthly |
Unlimited check writing |
*Overdraft protection available on all accounts subject to credit approval
The interest rate and annual percentage yield may change at any time and at our discretion. Interest will be compounded monthly and will be credited to your account each statement cycle. If you close your account before interest is credited, you will receive the accrued interest no later than the second business day after your deposit is made.
For more information on any of our services, click here and fill out the form. A representative will contact you within one business day.